Our fees

From day one, our focus is on you. Every discussion is designed to bring you closer to a clearer, more confident financial future.

Clear, transparent, and upfront

It’s a source of great pride to us to publish our fees in full, because the qualities of transparency and consistency are central to how we work. Rather than transactional, one-off advice, we build lasting relationships, so we can support you as your life, priorities, and the wider world continue to evolve.

Before we provide any services, we’ll take the time to understand your circumstances and goals in an initial meeting – at no cost to you. Next, we’ll explain the costs involved, and won’t proceed without your written agreement.

The fees for our follow-up services, explained in detail below, reflect the complexity of the work required, and the long-term value we provide.

What you pay

Implementation

Included

Organising all information necessary to make applications and open accounts
Liaising with third-party providers to set up agreed products and portfolios
Regular communication to ensure you’re aware of progress at every stage

Cost

1% of the investment value*

*Subject to an overall minimum fee of £1,000 and an overall maximum fee of £7,500.

Example

If your investments are valued at £200,000, you’ll pay an implementation fee of £2,000.

Notes

Our fees may sit outside of this range and/or vary from the noted approach in certain situations. Your adviser will discuss this with you in detail if this applies to you.

Ongoing support

Included

Structured reviews to give you peace of mind
Assessment of your circumstances and any changes to your plans that are needed
Regular updates and information regarding your holdings
Support with correspondence and administration issues

Cost

0.75% of assets under management*

*Dependent on the amount and complexity of the assets under management, and any additional considerations.

Example

If your investments are valued at £200,000, you’ll pay an ongoing support fee of £1,500 per annum.

Notes

VAT may apply in certain situations. Your adviser will discuss this with you in detail if this applies to you.

The value of expert advice

A good financial plan aims to improve most aspects of your life, and it can’t be ignored that money is a significant part of that. According to research by the International Longevity Centre, people who receive financial advice build, on average, £47,000 more in assets than those who don’t. But the benefits go beyond the numbers.

A study by Royal London found that professional advice improves emotional wellbeing too – helping people feel more in control, less anxious, and more confident in their financial future. So, while fees are important, it’s just as important to understand the real advantages of what you’re getting in return.